sba-loan-records

How to read these records

7(a) and 504

A 7(a) loan is made by a bank and partly guaranteed by the SBA. A 504 loan finances real estate or equipment through a certified development company, next to a bank loan. The amount shown is the gross amount approved.

Status

The SBA file gives a code; this site writes it out. “Paid in full” and “charged off” are the SBA's own definitions. “Disbursed — current status not disclosed” is the code EXEMPT: the loan was disbursed and has not been cancelled, paid in full or charged off; the SBA withholds its current status under FOIA exemption 4. It does not mean the loan is in trouble. Statuses are as of June 30, 2026.

Jobs supported

Jobs created plus jobs retained, as the lender wrote them on the loan application. The SBA does not review or verify the figure. It is not a headcount.

One record per business

The file has no borrower number. Loans are grouped when the borrower name and ZIP code are the same; a business that moved or changed its name appears twice.

What is not here

PPP and disaster loans, interest rates, cancelled and unfunded loans, sole proprietors, and businesses named after a person.